How to Avoid Common Online Scams: Simple Safety Habits

Most scams succeed for one reason: they pressure you to act quickly. If you slow down and verify, you avoid most problems.

Common scam patterns

• Phishing emails/texts: “Your account is locked, click here.”
• Fake support calls: someone claims to be from a bank, phone company, or “tech support.”
• Urgent payment requests: gift cards, crypto, or unusual transfers.
• Account takeovers: reused passwords and weak security make this easier.

Simple habits that stop most scams

• Don’t click surprise links. Type the website address yourself.
• Use unique passwords. Reusing passwords is a big risk.
• Enable two-factor authentication. It adds a strong extra layer.
• Verify using official channels. Call back using a number from a bill or official website.
• Take your time. Pressure is a scam tool. Real organizations let you verify.

If you think you were targeted

Change passwords immediately, enable two-factor authentication, and contact the organization using official contact info. If money or accounts are involved, act quickly.

Related: Internet Safety Blog | Credit & Security

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